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What to Know About Consolidating Debt into Your Mortgage in Canada
According to Equifax, the average non-mortgage debt per consumer rose to $21,183 in late 2022—the highest level since Q2 2020. This statistic highlights the effects of inflation and other economic factors, and it serves as a reminder that many Canadians are struggling...
3 Ways to Lower Your Mortgage Payment in Canada
Whenever there are options available to you that might help lower your mortgage payment in Canada, they're worth considering. Of course, you want to know this lower payment doesn't come at a different cost, but there are some legitimate ways to save money. 3 Ways to...
Can You Get a Mortgage in Regina When You’re on Maternity Leave?
Expecting a child is one of the most exciting times in your life. Still, it can also come with a lot of uncertainty, often from financial considerations, including whether you can get a mortgage in Regina when you're on maternity leave. Can You Get a Mortgage in...
Understanding High Ratio vs. Conventional Mortgages in Regina
Planning on getting a mortgage in Regina sometime soon? One of the questions on your mind might be this: "what's the difference between a high ratio and a conventional mortgage?" High Ratio vs. Conventional Mortgages in Regina Today, we'll discuss some of the basics...
Mortgages in Canada: 5 Things to Remember
Today let's talk about mortgages in Canada – one of the most important aspects of purchasing a home. Before you sign on the dotted line, there are five things you should know about mortgages in Canada. 5 Things to Remember About Mortgages in Canada 1. Mortgages in...
3 Things to Know About Getting a Mortgage in Regina in 2023
2023 is shaping up to be a crazy year in terms of getting a mortgage and buying a home in Regina. Everything is slowing down and rates are increasing which has really made an impact on the economy and the real estate market as a result. However, getting a mortgage and...
What is an Insured Mortgage?
You’re probably familiar with the concept of a mortgage, but what about an insured mortgage? An insured mortgage is one that is covered by what is called mortgage default insurance. You pay for this insurance as the borrower which helps to protect you against default...
What to Know About Construction Mortgages
If you're planning to build a new home or make major renovations to an existing one, you'll likely need a construction mortgage. Here's what you should know about this type of loan. What are Construction Mortgages? Construction mortgages are loans that are used to...
What to Know About Construction Mortgages
If you're planning to build a new home or make major renovations to an existing one, you'll likely need a construction mortgage. Here's what you should know about this type of loan. What are Construction Mortgages? Construction mortgages are loans that are used to...
Mortgage Tips for the First-time Home Buyer
Preparing to buy your first home? Here are a few mortgage tips to help make the process go smoothly. Mortgage Tips for First-time Home Buyers Be sure to get pre-approved for a mortgage before you start shopping for homes. This will give you an idea of how much you can...