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Understanding the Saskatchewan Mortgage Landscape
When diving into the world of homeownership in the heart of Canada, understanding the mortgage landscape of Saskatchewan can make all the difference. City Centre Mortgages is here to shed some light on the specifics for prospective homeowners! Let’s review some...
Insights Into Mortgage Trends in Saskatchewan: What You Need to Know
Understanding mortgage trends is crucial in navigating the path to homeownership in Saskatchewan. Here are some key trends influencing the provincial mortgage landscape: Low-Interest Rates Historically low-interest rates continue to dominate, making home ownership...
How Credit Scores Affect Your Mortgage Rates in Saskatchewan
Your credit score is a vital factor in your homeownership journey in Saskatchewan, influencing your mortgage terms, especially the interest rate. Today, we'll explain the impacts of credit scores on mortgage rates in Saskatchewan and offer tips for enhancing your...
Understanding Land Transfer Tax in Saskatchewan: A Guide for Homeowners
When purchasing a home in Saskatchewan, it's important for homeowners to be aware of the potential costs involved. One such cost to consider is the land transfer tax, which is a provincial tax imposed on the transfer of property ownership. In today’s article, we...
Understanding Mortgage Portability: A Guide for Homeowners
When buying a new home in Saskatchewan, the process can be complex. However, understanding mortgage portability can simplify the transition for homeowners selling their current property and purchasing a new one. Mortgage portability allows the transfer of an existing...
Saskatchewan Mortgages: 3 Vital Components
When purchasing a home in Saskatchewan, getting a mortgage will likely be one of the most significant financial commitments you'll make. It can also be a big hurdle—especially without the right help and information guiding you. But we're here to help! 3 Vital...
What to Know About Consolidating Debt into Your Mortgage in Canada
According to Equifax, the average non-mortgage debt per consumer rose to $21,183 in late 2022—the highest level since Q2 2020. This statistic highlights the effects of inflation and other economic factors, and it serves as a reminder that many Canadians are struggling...
3 Ways to Lower Your Mortgage Payment in Canada
Whenever there are options available to you that might help lower your mortgage payment in Canada, they're worth considering. Of course, you want to know this lower payment doesn't come at a different cost, but there are some legitimate ways to save money. 3 Ways to...
Can You Get a Mortgage in Regina When You’re on Maternity Leave?
Expecting a child is one of the most exciting times in your life. Still, it can also come with a lot of uncertainty, often from financial considerations, including whether you can get a mortgage in Regina when you're on maternity leave. Can You Get a Mortgage in...