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How Credit Scores Affect Your Mortgage Rates in Saskatchewan
Your credit score is a vital factor in your homeownership journey in Saskatchewan, influencing your mortgage terms, especially the interest rate. Today, we'll explain the impacts of credit scores on mortgage rates in Saskatchewan and offer tips for enhancing your...
Understanding Land Transfer Tax in Saskatchewan: A Guide for Homeowners
When purchasing a home in Saskatchewan, it's important for homeowners to be aware of the potential costs involved. One such cost to consider is the land transfer tax, which is a provincial tax imposed on the transfer of property ownership. In today’s article, we...
Understanding Mortgage Portability: A Guide for Homeowners
When buying a new home in Saskatchewan, the process can be complex. However, understanding mortgage portability can simplify the transition for homeowners selling their current property and purchasing a new one. Mortgage portability allows the transfer of an existing...
Saskatchewan Mortgages: 3 Vital Components
When purchasing a home in Saskatchewan, getting a mortgage will likely be one of the most significant financial commitments you'll make. It can also be a big hurdle—especially without the right help and information guiding you. But we're here to help! 3 Vital...
What to Know About Consolidating Debt into Your Mortgage in Canada
According to Equifax, the average non-mortgage debt per consumer rose to $21,183 in late 2022—the highest level since Q2 2020. This statistic highlights the effects of inflation and other economic factors, and it serves as a reminder that many Canadians are struggling...
3 Ways to Lower Your Mortgage Payment in Canada
Whenever there are options available to you that might help lower your mortgage payment in Canada, they're worth considering. Of course, you want to know this lower payment doesn't come at a different cost, but there are some legitimate ways to save money. 3 Ways to...
Can You Get a Mortgage in Regina When You’re on Maternity Leave?
Expecting a child is one of the most exciting times in your life. Still, it can also come with a lot of uncertainty, often from financial considerations, including whether you can get a mortgage in Regina when you're on maternity leave. Can You Get a Mortgage in...
Understanding High Ratio vs. Conventional Mortgages in Regina
Planning on getting a mortgage in Regina sometime soon? One of the questions on your mind might be this: "what's the difference between a high ratio and a conventional mortgage?" High Ratio vs. Conventional Mortgages in Regina Today, we'll discuss some of the basics...
Mortgages in Canada: 5 Things to Remember
Today let's talk about mortgages in Canada – one of the most important aspects of purchasing a home. Before you sign on the dotted line, there are five things you should know about mortgages in Canada. 5 Things to Remember About Mortgages in Canada 1. Mortgages in...